Transparency
Affirm tells you up front the total amount you’ll pay. That number will never go up.
How do you use Affirm?
Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
Choose how you pay
Pick the payment plan you like best—from 4 interest-free payments every 2 weeks to monthly payments up to 36 months. You’ll never pay more than you agree to up front. See footer for details.
Pay over time
Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.
Buy with confidence
With Affirm, you always know exactly what you'll owe and when you'll be done paying.
Flexibility
You choose the payment plan that works for you. Our smart checkout gives you options.
Fairness
Affirm won’t charge you late fees or penalties of any kind, ever.
Frequently Asked Questions
Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
How do I make my payments?
Yes! There’s no penalty for paying early.
Can I return an item I bought with Affirm?
Yes! There’s no penalty for paying early.
Does checking my eligibility affect my credit score?
Yes! There’s no penalty for paying early.
Do I need a mobile number to use Affirm?
Yes! There’s no penalty for paying early.
Where can I learn more about Affirm?
Yes! There’s no penalty for paying early.
Disclosure
Rates from 0% APR or 10–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.
Proud to Partner with several Chambers in the Central Ohio area!
